Personal Loans Florida (Bad Credit Accepted)

Other than from banks in Florida, personal loans represent the largest type of unsecured loan that you can take out from a lending shop or online. Despite lenders offering up to $35,000, they still require no collateral or guarantor and are the perfect solution for those with bad credit that still need a life-changing sum of money.

What’s more, the growing number of online personal loan providers in Florida means you could see the money in your account in one business day if you apply during the working week online and get the lender’s approval.

Note: Personal loans are repaid over the long-term with monthly interest applied. If you need to borrow a smaller sum you may wish to try an installment loan or payday loan, the latter which can cover your bills until payday.

How to get a personal loan in Florida?

Personal loans are designed to be repaid in installments over a period of at least 3 months up to a maximum of 60 months (around 5 years). This gives the borrower the breathing room to manage repayments, which come with an added portion of interest with each payment, known as an Annual Percentage Rate (APR).

Of course, it is common to travel downtown to the lending shop to enquire about a personal loan of a large size, but many Floridians are now putting their feet up and applying for loans online. This is because you don’t have to go to the location, wait in any lines, fill out physical paperwork, on the chance that you might be approved. Instead, they use easy online applications that let you know onscreen if you have been approved.

We take things even further by providing users a handy loan request tool where your basic details can be passed through a network of licensed personal loan lenders in Florida who are willing to do business online. If we can match you with one of these (usually in a matter of minutes), you then complete the application directly on their page.

One of the main benefits of this is you do not have to apply one-by-one to find a suitable offer and risking multiple searches on your credit report.